Wednesday, July 25, 2012

Retirement Gifts for Men

When a guy decides to hang up his boots with a good few decades under his belt, is seems only right that he should get to enjoy a retirement gift or three. So if you're on the lookout for retirement gifts for men, but you can't be doing with trawling around the shops to find something original, you might want to think about going down the personalised route...
Gourmet Food Hampers
With four sets to choose from, gourmet food hampers give your retiree a lot to get stuck into. All include a bottle of red, white or rosé wine, while the luxury version can be bought with a bottle of champagne instead. Every bottle can then be personalised with your chosen name and a message. As for the food, the standard hamper includes loads of sweet goodies, the large has all this plus some extra treats, and the luxury version has all of these, in addition to a few more tasty treats.
Something Engraved
If there was an award for the classic retirement gift, the prize would have to go to the array of engraved gifts currently on the market. On the one hand you've got glasses and tumblers, all of which can be engraved with your retiree's name and a brief message. On the other, you've got fob watches, hip flasks, jewellery and stuff like that. The same rule applies to these - your chosen name and in many cases a message as well.
Personalised Wine, Whisky and Champagne
There are two great things about buying your retiree a personalised bottle of wine, whisky or champagne. The first is that they all taste properly nice, with the wines available in three colours and three qualities, and the whisky available as either a blend or single malt. Best of all, though, is the fact you can choose your label design, before personalising it with your chosen name and a message.
Gift Experience Days
There's no end of experience days available, many of which would make an awesome retirement gift. Pampering days are one of the biggest hitters, with everything from health club day passes and full-body massages, to makeover photo shoots. But for something completely different, you'll also find loads in the way of culture. Dinner-and-theatre trips are always popular, while stuff like afternoon tea at Harrods also sells like the proverbial hotcake. It's really just a case of 'take your pick'.
To have a look at these and other retirement gifts for men, your best bet is to check out GoneDigging. Here you'll find all sorts of possibilities, in addition to loads of other presents for all sorts of occasions and recipients.


Article Source: http://EzineArticles.com/7186898

Great Gift Ideas for Men - 7 Gifts With Lasting Impact

Father's Day, Christmas, Valentine's Day, Birthdays. These are just a few of the year-round occasions when you're racking your brain trying to come up with some great gift ideas for men! Why is it that there are so many choices for women and so few great gift ideas for men?
For her, there's jewelry, perfume, handbags, clothing, and the list goes on. And with each of these gift ideas, women can never have too many. But for the few gift ideas for men - shirt, tie, wallet - men generally need only one (if any) and that one will last a lifetime.
So what to do when that occasion rolls around? Here are 7 great gift ideas for men and why he will love them all.
1. The Man Bag - As long as men have worn pants (since 1760 to be exact) they have put their belongings in their pockets. But did you know the original "pocket" was actually a mini purse or pouch that hung from the belt? Truth be told, men hate bulky pockets as much as women do. Factor in today's use of mobile devices, reading glasses, sunglasses, flash drives, etc. in addition to money, IDs and credit cards, and pockets are just no longer sufficient for holding all of his stuff! There are many great stylish, manly bags on the market, in various shapes and sizes, and although he may never ask for one, if he gets one, he will love it, brag to his friends about it, and never leave home without it.
2. Personal valet/organizer - With all of the stuff he carries around in his man bag, he also needs a place to store it when he's at home. These handy dresser top organizers hold everything from his mobile phone to his cuff links. A great way to keep everything in one place so it's not lost or strewn around the kitchen counter.
3. Bath and body products for men - It's the new age of soap on a rope! You may not know this, ladies, but he is secretly, extremely jealous of your bath shelf full of products. He may not seek out specialty shave cream, or pay a premium for skin lotion, but once he tries it, he'll be hooked (and so will you).
4. Candles - Men may relish in memories of their college dorm life, but now that they are professionals with homes and stylish apartments, they enjoy the scent if a clean, natural home fragrance. Candles come in so many masculine fragrances. Something spicy or musky is great for winter; a light, natural scent is perfect for summer.
5. Something that inspires him - Whether selected for his home or office, a framed inspirational quote or picture will keep him reminded of the important things in life. Find something that moves him - inspiring words or a grand feat of nature to lift his spirit.
6. Hobby-related gifts - Whether he's a world traveler, an outdoor enthusiast, or an animal lover, look for items related to his passion. A coffee table book about dogs, a DVD series on the wonders of nature, an unusual styled map or globe. Whether it's something decorative or functional, look for something unusual to add to the element of surprise and delight.
7. Food - Whether he's a gourmet or basic burger guy, ask him for a few of his favorite foods and make him a special dinner. If you're not a cook, get take-out and set it up to look like a home cooked meal! Prepare the table for a special occasion with a table cloth or elegant placemats. Use cloth napkins with napkin rings to dress it up. He'll appreciate the details and the extra effort. And don't forget candles and flowers. Men secretly love flowers too. Choose a mix of whites, purples and greens for a masculine look.
Whatever gift you choose, wrap it with care and a big, fat bow. It's the details that he'll remember long after the occasion has passed.
Mary Babiez is the owner of Thoughtful Presence, an online gift shop specializing in decorative and functional gift baskets and gift collections for men, women and children. Mary hand designs all gift collections and will customize for personal occasions and interests. Visit http://www.thoughtfulpresence.com to learn more.


Article Source: http://EzineArticles.com/7189424

Retirement Gifts for Men

When a guy decides to hang up his boots with a good few decades under his belt, is seems only right that he should get to enjoy a retirement gift or three. So if you're on the lookout for retirement gifts for men, but you can't be doing with trawling around the shops to find something original, you might want to think about going down the personalised route...
Gourmet Food Hampers
With four sets to choose from, gourmet food hampers give your retiree a lot to get stuck into. All include a bottle of red, white or rosé wine, while the luxury version can be bought with a bottle of champagne instead. Every bottle can then be personalised with your chosen name and a message. As for the food, the standard hamper includes loads of sweet goodies, the large has all this plus some extra treats, and the luxury version has all of these, in addition to a few more tasty treats.
Something Engraved
If there was an award for the classic retirement gift, the prize would have to go to the array of engraved gifts currently on the market. On the one hand you've got glasses and tumblers, all of which can be engraved with your retiree's name and a brief message. On the other, you've got fob watches, hip flasks, jewellery and stuff like that. The same rule applies to these - your chosen name and in many cases a message as well.
Personalised Wine, Whisky and Champagne
There are two great things about buying your retiree a personalised bottle of wine, whisky or champagne. The first is that they all taste properly nice, with the wines available in three colours and three qualities, and the whisky available as either a blend or single malt. Best of all, though, is the fact you can choose your label design, before personalising it with your chosen name and a message.
Gift Experience Days
There's no end of experience days available, many of which would make an awesome retirement gift. Pampering days are one of the biggest hitters, with everything from health club day passes and full-body massages, to makeover photo shoots. But for something completely different, you'll also find loads in the way of culture. Dinner-and-theatre trips are always popular, while stuff like afternoon tea at Harrods also sells like the proverbial hotcake. It's really just a case of 'take your pick'.
To have a look at these and other retirement gifts for men, your best bet is to check out GoneDigging. Here you'll find all sorts of possibilities, in addition to loads of other presents for all sorts of occasions and recipients.


Article Source: http://EzineArticles.com/7186898

Great Gift Ideas for Men - 7 Gifts With Lasting Impact

Father's Day, Christmas, Valentine's Day, Birthdays. These are just a few of the year-round occasions when you're racking your brain trying to come up with some great gift ideas for men! Why is it that there are so many choices for women and so few great gift ideas for men?
For her, there's jewelry, perfume, handbags, clothing, and the list goes on. And with each of these gift ideas, women can never have too many. But for the few gift ideas for men - shirt, tie, wallet - men generally need only one (if any) and that one will last a lifetime.
So what to do when that occasion rolls around? Here are 7 great gift ideas for men and why he will love them all.
1. The Man Bag - As long as men have worn pants (since 1760 to be exact) they have put their belongings in their pockets. But did you know the original "pocket" was actually a mini purse or pouch that hung from the belt? Truth be told, men hate bulky pockets as much as women do. Factor in today's use of mobile devices, reading glasses, sunglasses, flash drives, etc. in addition to money, IDs and credit cards, and pockets are just no longer sufficient for holding all of his stuff! There are many great stylish, manly bags on the market, in various shapes and sizes, and although he may never ask for one, if he gets one, he will love it, brag to his friends about it, and never leave home without it.
2. Personal valet/organizer - With all of the stuff he carries around in his man bag, he also needs a place to store it when he's at home. These handy dresser top organizers hold everything from his mobile phone to his cuff links. A great way to keep everything in one place so it's not lost or strewn around the kitchen counter.
3. Bath and body products for men - It's the new age of soap on a rope! You may not know this, ladies, but he is secretly, extremely jealous of your bath shelf full of products. He may not seek out specialty shave cream, or pay a premium for skin lotion, but once he tries it, he'll be hooked (and so will you).
4. Candles - Men may relish in memories of their college dorm life, but now that they are professionals with homes and stylish apartments, they enjoy the scent if a clean, natural home fragrance. Candles come in so many masculine fragrances. Something spicy or musky is great for winter; a light, natural scent is perfect for summer.
5. Something that inspires him - Whether selected for his home or office, a framed inspirational quote or picture will keep him reminded of the important things in life. Find something that moves him - inspiring words or a grand feat of nature to lift his spirit.
6. Hobby-related gifts - Whether he's a world traveler, an outdoor enthusiast, or an animal lover, look for items related to his passion. A coffee table book about dogs, a DVD series on the wonders of nature, an unusual styled map or globe. Whether it's something decorative or functional, look for something unusual to add to the element of surprise and delight.
7. Food - Whether he's a gourmet or basic burger guy, ask him for a few of his favorite foods and make him a special dinner. If you're not a cook, get take-out and set it up to look like a home cooked meal! Prepare the table for a special occasion with a table cloth or elegant placemats. Use cloth napkins with napkin rings to dress it up. He'll appreciate the details and the extra effort. And don't forget candles and flowers. Men secretly love flowers too. Choose a mix of whites, purples and greens for a masculine look.
Whatever gift you choose, wrap it with care and a big, fat bow. It's the details that he'll remember long after the occasion has passed.
Mary Babiez is the owner of Thoughtful Presence, an online gift shop specializing in decorative and functional gift baskets and gift collections for men, women and children. Mary hand designs all gift collections and will customize for personal occasions and interests. Visit http://www.thoughtfulpresence.com to learn more.


Article Source: http://EzineArticles.com/7189424

The Basics of Business Health Insurance

Business health insurance is taken out to give private organisations' employees medical care when they most need it. You will gain private treatment by qualified doctors, ensuring that your employees are back and fit for work as soon as possible. Insurers will typically offer a range of over 250 hospitals spread across the nation, so there will always be a centre that you can get an employee to in a situation that requires it.
Health insurance is one of the benefits that is most sought-after by employees, meaning that your business will stand out amongst the crowd as championing the health of their employees. In the 21st century, healthiness is extremely valued by everyone, and having private insurance has been linked to helping to increase the productivity of workers.
Although still relatively underutilised in the UK, health insurance has been around for a significant number of years. The growth in businesses that purchase private insurance has led to an increase in optional additions to policies, such as having a private health advice phone number and even cancer support and gym membership.
The cover that you get as standard, will change depending on which insurer you go with, and the price that you pay for the insurance. You can expect in-patient and out-patient care as standard, where the company will pay for accommodation and medical fees, as well as diagnosis tests and x-rays. You may find that policies on the lower end of the spectrum limit the amount they will pay for out-patient care, but higher-end policies will usually pay in full.
Support for employees that have been diagnosed with cancer will be an attractive benefit of some insurers, as it is the time in an employee's life that they are most vulnerable. Most insurers have specialist teams that deal with cancer patients, but you will need to check whether cancer care is included in your policy. You may also wish to see if there are other benefits, such as long-term psychiatric care.
Premiums work in the same way with business health insurance as they do in other types of insurance. An excess will keep the cost of the insurance low, but the individual will be required to pay an excess for every claim that they make; excesses can be very high and even unaffordable for some employees (up to £500), so you should make sure that you know how large the excess is.
The reason for most companies purchasing private health cover is to make sure that their employees are back to work as fast as possible. The way that most insurers work is to compare the time that they can treat the patient in compared to the NHS - if the NHS waiting list for treatment is longer than a six week period, private cover will be paid for instead.
In the UK, health insurance works in conjunction with the NHS. GP services and emergencies are typically not covered by insurers, so employees should not expect to never use the NHS again.
UK Business health insurance can be purchased at Specialistrisks


Article Source: http://EzineArticles.com/7178144

The Basics of Business Health Insurance

Business health insurance is taken out to give private organisations' employees medical care when they most need it. You will gain private treatment by qualified doctors, ensuring that your employees are back and fit for work as soon as possible. Insurers will typically offer a range of over 250 hospitals spread across the nation, so there will always be a centre that you can get an employee to in a situation that requires it.
Health insurance is one of the benefits that is most sought-after by employees, meaning that your business will stand out amongst the crowd as championing the health of their employees. In the 21st century, healthiness is extremely valued by everyone, and having private insurance has been linked to helping to increase the productivity of workers.
Although still relatively underutilised in the UK, health insurance has been around for a significant number of years. The growth in businesses that purchase private insurance has led to an increase in optional additions to policies, such as having a private health advice phone number and even cancer support and gym membership.
The cover that you get as standard, will change depending on which insurer you go with, and the price that you pay for the insurance. You can expect in-patient and out-patient care as standard, where the company will pay for accommodation and medical fees, as well as diagnosis tests and x-rays. You may find that policies on the lower end of the spectrum limit the amount they will pay for out-patient care, but higher-end policies will usually pay in full.
Support for employees that have been diagnosed with cancer will be an attractive benefit of some insurers, as it is the time in an employee's life that they are most vulnerable. Most insurers have specialist teams that deal with cancer patients, but you will need to check whether cancer care is included in your policy. You may also wish to see if there are other benefits, such as long-term psychiatric care.
Premiums work in the same way with business health insurance as they do in other types of insurance. An excess will keep the cost of the insurance low, but the individual will be required to pay an excess for every claim that they make; excesses can be very high and even unaffordable for some employees (up to £500), so you should make sure that you know how large the excess is.
The reason for most companies purchasing private health cover is to make sure that their employees are back to work as fast as possible. The way that most insurers work is to compare the time that they can treat the patient in compared to the NHS - if the NHS waiting list for treatment is longer than a six week period, private cover will be paid for instead.
In the UK, health insurance works in conjunction with the NHS. GP services and emergencies are typically not covered by insurers, so employees should not expect to never use the NHS again.
UK Business health insurance can be purchased at Specialistrisks


Article Source: http://EzineArticles.com/7178144

Setting Your Stall Out and Protecting It With Market Traders Insurance

Running a market stall is an excellent way to be your own boss and have your own business. Let's not say it is easy though. It can be very hard work. You have to get up early to pack up your van, get to the market and set your stall up before your first customers of the day. In some places your market may not be a permanent fixture and you may even have to erect your stall. If your stock in trade is fresh and perishable in nature, there is further onus on getting stock, sometimes in the wee small hours, and then hygienic disposal of any unsold stock.
With all this going on, it is still important to make time for sorting out insurance. Insurance for market traders is designed specifically to protect businesses in this sector, including market traders, street traders and stall operators. There are various type of suitable insurance available, some mandatory, others discretionary.
One of the most important is public liability insurance for market traders. Although not obligatory, is it considered necessary because as a trader, you are in constant contact with members of the public. Also, some markets may require evidence that you have the insurance before allowing you to have a stall. Public liability insurance for market traders provides cover for any liability that may arise if a third party is injured or suffers damage and it is deemed to be due to your negligence. So, for example, if your stall collapses or someone is injured tripping over one of your cables, you are not forced to find compensation from your personal funds.
The one mandatory insurance for market traders is employers' liability insurance. If you have staff working for you, in the UK, you must, by law, have insurance as duty of care. There are some exceptions if you are a family run business, and your staff are all family members but the distinction is fine, so it is best to check. If your market stall is an offshoot of your main business, and you have your main place of work protected with employers' liability insurance, the policy may cover the workers on the stall. Best check.
So, you've protected yourself against claims from third parties, and you've provided cover for your staff, what other insurance does a market trader need to consider? The other types of insurance are about protecting elements of the business itself.
Property insurance protects your stall in the same way as building insurance provides cover for a factory, a shop, or even your home. Your goods and stall are protected against fire and flood damage. Due to the 'open' nature of your trading, it is unlikely that you will be covered for loss through theft of either stock and/or cash, although some policies may provide cover under certain security restrictions.
As you transport goods to and from market, it is sensible to have them covered by commercial vehicle/goods in transit insurance, and the last type of insurance a market trader should consider is product liability. Like employers' and public liability insurance for market traders, this is your protection against claims should any of what you sell cause injury or damage. Product liability insurance is especially significant if you sell home-made food and drinks. You need to be covered for any claims that could arise from food poisoning. You may find that you will require a special licence for this type of market stall, and your local authority requires you to have the insurance before they will issue one.


Article Source: http://EzineArticles.com/7173443